=====TOWNSMEN=====

====TEAMSTERS====
Teamsters are the ones found driving wagons in town and in caravans between towns.

**STABLE BOY (1/2 HD Laborer)** 

  * AC: 10  HD 1/2 HP 2 
  * Resistance: 12
  * Mods: W-2/N+2/S+2
  * Speed: 30';  Load 12
  * Morale: -2
  * Stealth +2 Perception -2
  * Attack, Melee: -2;  Damage:  1d6 bludgeoning (shovel)
  * Attack, Ranged:  -2, Damage: 1d6 bludgeoning (sling)
  * S+2, D+2, C+2, I-2,W+2,Ch-2

**MULE SKINNER (1 HD Laborer)** 

  * AC: 10  HD 1 HP 5 
  * Resistance: 12
  * Mods: W-2/N+2/S +3
  * Speed: 30';  Load: 13
  * Morale: -2
  * Stealth +2 Perception -2
  * Attack, Melee: -2;  Damage: 1d6 slashing (saex)
  * Attack, Ranged:  -2, Damage: 1d6 bludgeoning (sling)
  * Skill:  Occupation (teamster) +2
  * S+3, D+2, C+3, I-2,W+2,Ch-2


**WAGON MASTER (2 HD Laborer)** 

  * AC: 10  HD 2 HP 9 
  * Resistance: 12
  * Mods: W-1/N+3/S +4
  * Speed: 30';  Load: 14
  * Morale: -1
  * Stealth +3 Perception -1
  * Attack, Melee: -1;  Damage:  1d6 slashing (saex)
  * Ranged Attack:  -1, Damage: 1d6 bludgeoning (sling)
  * Skill:  Occupation (teamster) +3
  * S+4, D+3, C+4, I-1,W+3,Ch-1

====MERCHANTS====
Merchants are members of trading houses who buy, transport and sell goods in bulk.  These also include bankers, pawnbrokers, money changers and financial agents of all kind

**CLERK:(1HD Expert)**
  * AC: 11  HD 1  HP 5  
  * Resistance: 8; 
  * Mods: W -2/N+2/S+3
  * Speed: 30';  Load 8
  * Morale: -2
  * Stealth +3, Perception +2
  * Attack, Melee:  +2;   Damage: club 1d6 
  * Expertise:  Appraisal +3, Occupation (merchant)+2
  * S -2, D+3, C -2, I+3,W+2,Ch+2


**SALESMAN OR BUYER (2 HD Expert)**
  * AC: 12  HD 2  HP 9  
  * Resistance: 9; 
  * Mods: W -1/N+3/S+4
  * Speed: 30';  Load 9
  * Morale: -1
  * Stealth +4, Perception +3
  * Attack, Melee:  +3;   Damage: 1d6 piercing (dagger)
  * Expertise:  Appraisal +4, Insight +4, Occupation (merchant) +4
  * S -1, D+4, C -1, I+4,W+3,Ch +3

**DEALER (3HD Expert)**
  * AC: 12  HD 3  HP 13   
  * Resistance: 9; 
  * Mods: W -1/N+3/S+5
  * Speed: 30';  Load 9
  * Morale: -1
  * Stealth +5, Perception +3
  * Attack, Melee:  +3;   Damage: 1d6 piercing (dagger)
  * Expertise: Appraisal +5 Deception +5, Insight +5, Occupation (merchant)+5
  * S -1, D+5, C -1, I+5,W+3,Ch +3

**HOUSE CAPTAIN(4 HD Expert)**
  * AC: 14 (gambeson)  HD 4  HP 17   
  * Resistance: 10; 
  * Mods: W 0/N+4/S+6
  * Speed: 30';  Load 10
  * Morale: 0
  * Stealth +6, Perception +4
  * Attack, Melee:  +4;   Damage: 1d10 slashing (arming sword)
  * Expertise: , Appraisal +6,, Deception +6, Occupation (merchant)+6, Insight +6
  * S +0, D+6, C 0, I+6,W+4,Ch +4

**MASTER MERCHANT(5 HD Expert)**
  * AC: 14 (gambeson)  HD 5  HP 21  
  * Resistance: 10; 
  * Mods: W 0/N+4/S+7
  * Speed: 30';  Load 10
  * Morale: 0
  * Stealth +7, Perception +4
  * Attack, Melee:  +4;   Damage: 1d10 slashing (arming sword)
  * Expertise: , Appraisal +7, Deception +7, Occupation (merchant)+7, Insight +7
  * S +0, D+6, C 0, I+6,W+4,Ch +4

====CRAFTSMEN====
These are the blacksmiths, goldsmiths, barrel-makers, tailors, shoe-makers, furniture makers etc. who are full-time creators of physical goods.


**APPRENTICE:(1HD Expert)**
  * AC: 11 HD 1  HP 5  
  * Resistance: 8; 
  * Mods: W -2/N+2/S+3
  * Speed: 30';  Load 12
  * Morale: -2
  * Stealth +3, Perception +2
  * Attack, Melee:  +2;   Damage: 1d6 slashing (saex)
  * Expertise:  Craft Skill +3,  Appraisal +3, Another Skill +3 
  * S +2, D+3, C -2, I+3,W+2,Ch-2


**JOURNEYMAN (2 HD Expert)**
  * AC: 12  HD 2  HP 9  
  * Resistance: 9; 
  * Mods: W -1/N+3/S+4
  * Speed: 30';  Load 13
  * Morale: -1
  * Stealth +4, Perception +3
  * Attack, Melee:  +3;   Damage: 1d6 slashing (saex)
  * Expertise:  Craft Skill +4, Appraisal +4, Another Skill +4
  * S +3, D+4, C -1, I+4,W+3,Ch-1

**MASTER CRAFTSMAN:(3HD Expert)**
  * AC: 12  HD 3  HP 13   
  * Resistance: 9; 
  * Mods: W -1/N+3/S+5
  * Speed: 30';  Load 13
  * Morale: -1
  * Stealth +5, Perception +3
  * Attack, Melee:  +3;   Damage: 1d6 piercing (dagger)
  * Expertise: Craft Skill +5, Appraisal +5, Another Skill +5
  * S +3, D+5, C -1, I+5,W+3,Ch-1

====SHOP KEEPERS====
Tavern keepers, food sellers, iron mongers, anyone who buys wholesale and sells directly to the public.

**MAID, CLEANING BOY (1/2 HD Laborer)** 

  * AC: 10  HD 1/2 HP 2 
  * Resistance: 12
  * Mods: W-2/N+2/S+2
  * Speed: 30';  Load 12
  * Morale: -2
  * Stealth +2 Perception -2
  * Attack, Melee: -2;  Damage:  1d6 bludgeoning (broom)
  * Skill:  Occupation (domestic work)  +2
  * S+2, D+2, C+2, I-2,W+2,Ch-2

**STORE CLERK/BARMAN/BARMAID (1 HD Laborer)** 

  * AC: 10  HD 1 HP 5 
  * Resistance: 12
  * Mods: W-2/N+2/S +3
  * Speed: 30';  Load: 13
  * Morale: -2
  * Stealth +2 Perception -2
  * Attack: -2;  Damage:  1d6 bludgeoning (club)
  * Skill:  Occupation (customer service) +2
  * S+3, D+2, C+3, I-2,W+2,Ch-2


**STORE MANAGER (2 HD Laborer)** 

  * AC: 10  HD 2 HP 9 
  * Resistance: 12
  * Mods: W-1/N+3/S +4
  * Speed: 30';  Load: 14
  * Morale: -1
  * Stealth +3 Perception -1
  * Attack, Melee: -1;  Damage:  1d6 slashing (saex)
  * Skill:  Occupation (customer service) +3
  * S+4, D+3, C+4, I-1,W+3,Ch-1

**HUSTLER:(3HD Special)**
  * AC: 10  HD 3  HP 13   
  * Resistance: 9; 
  * Mods: W -1/N+3/S+5
  * Speed: 30';  Load 13
  * Morale: -1
  * Stealth +5, Perception +3
  * Attack, Melee:  +3;   Damage: 1d6 piercing (dagger) 
  * Expertise: Appraisal+5, Deception +5, Insight +5, Occupation (salesman) +5
  * S +3, D-1, C -1, I+5,W+3,Ch +5