To begin a business, one must shell out an initial capital investment depending on the size of the business. You must also submit a written description of the business.

• Small: 250gp (includes renting a storefront or purchase of a handcart) Employees: 0-5, 1 month of preparation.
• Medium: 1500gp (includes renting a wooden building) Employees 5-20, 3 months of preparation.
• Large: 20,000gp (includes purchasing 4 wooden buildings) Employees 20-200, six months of preparation.

Each month you must check to see if your business succeeds or fails. Roll 1d6, if you get a 5-6 the business succeeds for the month, your employee salaries are covered and you gain the profit indicated in section 3. If you fail the roll, you must pay out 5gp per employee in the business. There are several modifiers to the roll:

• If the PC personally oversees operation for more than half the month +1
• If the PC personally oversees operation for more than half the month and has either INT or CHA of 15+, additional +1
• If PC has notable “good press” for the month in question +1
• If the PC has notable “bad press” for the month in question -1
• If the PC spends less than 5 days overseeing the business in person -1
• If the PC spends no time overseeing the business in person -2.

In person/personally supervising the business means spending the entire day on the business, no research, shopping, recruiting etc.
If a business fails 3 months in a row, it goes under and can only be saved by spending the initial capital investment again immediately (though no new prep time is needed).

• Small: 3d6 gp plus 1gp per employee
• Medium: 2d6x10gp plus 1gp per employee
• Large: 2d8x100gp plus 1gp per employee